Spring 2025
Assuming you meet the requirements for participation, the following outlines your share of the tenthly premium payment for the medical plans and dental plan offered at Los Rios based on your FTE entered. Your tentative class schedule (TCS) in place as of January 27, 2025, for the spring will be used to determine your contribution toward benefit premiums.
If you have an FTE of 0.400 or higher, then you will receive the full district contribution toward benefits for that semester. If you have an FTE between 0.300 and 0.399, you will receive a pro-rated district contribution of 75%. After the deadline date, FTE changes will not affect your share of the tenthly premium or ability to participate unless the TCS is canceled in its entirety. It is your responsibility to ensure the TCS is in place by the deadline.
| FTE | Provider/Plan | Premium Contribution |
|---|---|---|
| .300 to .399 | Kaiser HMO | $1,279.79 |
| .300 to .399 | Kaiser DHMO | $1,020.00 |
| .300 to .399 | Kaiser HDHP HMO | $395.28 |
| .300 to .399 | Sutter Health Plus HMO | $758.94 |
| .300 to .399 | Sutter Health Plus HDHP HMO | $487.38 |
| .300 to .399 | Western Health Advantage HMO | $484.14 |
| .300 to .399 | Western Health Advantage HDHP HMO | $0.00 |
| .300 to .399 | Delta Dental | $36.90 |
| .400 to .600 | Kaiser HMO | $819.29 |
| .400 to .600 | Kaiser DHMO | $559.50 |
| .400 to .600 | Kaiser HDHP HMO | $0.00 |
| .400 to .600 | Sutter Health Plus HMO | $298.44 |
| .400 to .600 | Sutter Health Plus HDHP HMO | $0.00 |
| .400 to .600 | Western Health Advantage HMO | $0.00 |
| .400 to .600 | Western Health Advantage HDHP HMO | $0.00 |
| .400 to .600 | Delta Dental | $0.00 |
Please remember that your premium costs will change from semester to semester with changes to your FTE or premium and/or district contribution changes. Current premiums are valid through December of 2025.
Premiums are deducted on a tenthly basis each semester. Specifically, premiums are deducted in five installments to cover six months of coverage for each semester. If enrollment information is not available before the applicable payroll deadline – or if the employee has a late start class or is not receiving a paycheck for a particular month – then the premium will occur on the next regularly scheduled pay warrant. Please note that if this occurs, the amount of the premium for subsequent months will be modified to reflect the number of pay warrants remaining in the semester to ensure that the total amount of premium is paid over the semester.
Questions?
Contact Employee Benefits for more information.